Retirement plan

AZCARATE & COMPANY 401(K) RETIREMENT PLAN

Name: AZCARATE COMPANY, INC. - AZCARATE & COMPANY 401(K) RETIREMENT PLAN (2025) Form 5500
Creator: AZCARATE COMPANY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AZCARATE & COMPANY 401(K) RETIREMENT PLAN, AZCARATE COMPANY, INC.

AZCARATE COMPANY, INC.EIN 16-1588737Plan #001PY 2025

18 MONROE STREET, P.O. BOX 1109 - ELLICOTTVILLE, NY 14731716-699-8300

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$677K

+45.0% from 2024

Total participants

-3.4% from 2024

Average account balance

$30,786

+91.2% from 2024

Annual return

13.54%

-26.29 pp from 2024

Benchmarks

See 1,645 peers

Peer group

Industry45 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort1,645 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$677K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$31K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

84.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$147K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.54%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$191

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$4K

$161 / participant

Other / not subdivided$4K100.0%

% of EOY assets

0.620%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$30,786

$63,354-51.4%

$94,105-67.3%

$82,637-62.7%

Participation rate

76.9%

63.8%+13.1pp

71.9%+5.0pp

68.1%+8.9pp

Annual return

13.54%

34.36%-20.8pp

204.55%-191.0pp

53.51%-40.0pp

Employer contribution / active EE

$2,421

$1,760+37.6%

$2,504-3.3%

$2,552-5.2%

Participant deferral / active EE

$3,237

$2,873+12.7%

$3,881-16.6%

$4,126-21.5%

Admin fee / account holder

$191

$5,073-96.2%

$6,199-96.9%

$7,339-97.4%

AZCARATE & COMPANY 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AZCARATE & COMPANY 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion