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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,045 | $174,379+30.8% | $152,093+49.9% | $138,895+64.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 18.28% | 74.86%-56.6pp | 66.36%-48.1pp | 145.39%-127.1pp |
| Employer contribution / active EE | $17,953 | $4,652+285.9% | $4,175+330.0% | $4,194+328.0% |
| Participant deferral / active EE | $8,659 | $6,159+40.6% | $5,451+58.8% | $6,396+35.4% |
| Admin fee / account holder | $1,739 | $16,880-89.7% | $14,497-88.0% | $12,562-86.2% |