Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,986 | $155,555+115.3% | $146,866+128.1% | $155,188+115.9% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.5%-22.5pp | 80.8%-20.8pp |
| Annual return | 7.18% | 115.41%-108.2pp | 102.85%-95.7pp | 148.84%-141.7pp |
| Employer contribution / active EE | $1,405 | $4,647-69.8% | $4,425-68.2% | $4,248-66.9% |
| Participant deferral / active EE | $7,174 | $8,044-10.8% | $7,759-7.5% | $6,531+9.8% |
| Admin fee / account holder | $27,093 | $14,755+83.6% | $13,620+98.9% | $14,480+87.1% |