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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,498 | $70,366+14.4% | $66,674+20.7% | $138,895-42.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 10.07% | 386.41%-376.3pp | 321.24%-311.2pp | 145.39%-135.3pp |
| Employer contribution / active EE | $2,757 | $2,765-0.3% | $2,620+5.2% | $4,194-34.3% |
| Participant deferral / active EE | $1,604 | $4,374-63.3% | $4,084-60.7% | $6,396-74.9% |
| Admin fee / account holder | $968 | $5,262-81.6% | $5,098-81.0% | $12,562-92.3% |