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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,218 | $67,823-82.0% | $52,425-76.7% | $137,256-91.1% |
| Participation rate | 55.6% | 63.9%-8.4pp | 55.6%-0.1pp | 80.0%-24.4pp |
| Annual return | 48.31% | 219.11%-170.8pp | 302.12%-253.8pp | 220.34%-172.0pp |
| Employer contribution / active EE | $984 | $1,163-15.4% | $914+7.6% | $4,156-76.3% |
| Participant deferral / active EE | $2,131 | $2,288-6.9% | $1,790+19.0% | $6,407-66.7% |
| Admin fee / account holder | $2,276 | $2,844-20.0% | $2,495-8.8% | $12,270-81.4% |