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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,499 | $160,028+129.6% | $147,080+149.9% | $145,884+151.9% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 13.20% | 98.60%-85.4pp | 420.17%-407.0pp | 551.85%-538.6pp |
| Employer contribution / active EE | $13,231 | $5,286+150.3% | $4,933+168.2% | $4,662+183.8% |
| Participant deferral / active EE | $6,006 | $8,422-28.7% | $8,066-25.5% | $6,690-10.2% |
| Admin fee / account holder | $12,495 | $15,030-16.9% | $12,989-3.8% | $13,392-6.7% |