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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,401 | $78,690+211.9% | $161,489+52.0% | $87,485+180.5% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 12.13% | 32.74%-20.6pp | 89.72%-77.6pp | 26.06%-13.9pp |
| Employer contribution / active EE | $4,399 | $2,588+70.0% | $4,268+3.1% | $2,596+69.4% |
| Participant deferral / active EE | $7,720 | $3,311+133.2% | $5,630+37.1% | $4,274+80.6% |
| Admin fee / account holder | $1,181 | $6,724-82.4% | $16,006-92.6% | $7,775-84.8% |