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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,401 | $76,407+221.2% | $150,298+63.3% | $82,448+197.6% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.13% | 39.99%-27.9pp | 62.79%-50.7pp | 41.64%-29.5pp |
| Employer contribution / active EE | $4,399 | $2,614+68.3% | $4,154+5.9% | $2,551+72.4% |
| Participant deferral / active EE | $7,720 | $3,214+140.2% | $5,453+41.6% | $4,139+86.5% |
| Admin fee / account holder | $1,181 | $6,352-81.4% | $14,116-91.6% | $7,234-83.7% |