Retirement plan

REFRIGERATION SALES & SERVICE, INC. 401(K) PROFIT SHARING PLAN

Name: REFRIGERATION SALES & SERVICE, INC. - REFRIGERATION SALES & SERVICE, INC. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: REFRIGERATION SALES & SERVICE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, REFRIGERATION SALES & SERVICE, INC. 401(K) PROFIT SHARING PLAN, REFRIGERATION SALES & SERVICE, INC.

REFRIGERATION SALES & SERVICE, INC.EIN 16-1393661Plan #001PY 2025

315 LAWRENCE BELL DRIVE - WILLIAMSVILLE, NY 14221716-634-0165LinkedIn1-10 employeesindividual & family services

Prospect flagsHigh assets / participantLow fidelity bond

How to read this page

Total assets (EOY)

$4.2M

+17.1% from 2024

Total participants

0.0% from 2024

Average account balance

$707,668

+17.1% from 2024

Annual return

12.73%

+2.48 pp from 2024

Benchmarks

See 7,537 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants<25

Cohort7,537 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.25M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$708K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

120.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$159K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$32K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.73%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$707,668

$123,155+474.6%

$108,753+550.7%

$155,188+356.0%

Participation rate

100.0%

75.6%+24.4pp

71.1%+28.9pp

80.8%+19.2pp

Annual return

12.73%

44.73%-32.0pp

37.47%-24.7pp

148.84%-136.1pp

Employer contribution / active EE

$17,000

$2,811+504.7%

$2,427+600.6%

$4,248+300.2%

Participant deferral / active EE

$14,848

$4,623+221.2%

$4,115+260.8%

$6,531+127.3%

Admin fee / account holder

$12,126-100.0%

$10,320-100.0%

$14,480-100.0%

REFRIGERATION SALES & SERVICE, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

REFRIGERATION SALES & SERVICE, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion