Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,224 | $63,845-4.1% | $81,370-24.8% | $80,959-24.4% |
| Participation rate | 50.8% | 63.9%-13.1pp | 69.5%-18.7pp | 67.7%-16.9pp |
| Annual return | 12.16% | 16.37%-4.2pp | 24.85%-12.7pp | 35.67%-23.5pp |
| Employer contribution / active EE | $1 | $1,980-100.0% | $2,464-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,978 | $3,093-36.1% | $3,885-49.1% | $4,300-54.0% |
| Admin fee / account holder | $4,907 | $5,688-13.7% | $5,749-14.6% | $6,925-29.1% |