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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,223,272 | $172,111+610.7% | $150,298+713.9% | $137,256+791.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 16.71% | 69.37%-52.7pp | 62.79%-46.1pp | 220.34%-203.6pp |
| Employer contribution / active EE | $34,624 | $4,636+646.8% | $4,154+733.5% | $4,156+733.1% |
| Participant deferral / active EE | $17,851 | $6,166+189.5% | $5,453+227.4% | $6,407+178.6% |
| Admin fee / account holder | $150,760 | $16,471+815.3% | $14,116+968.0% | $12,270+1128.7% |