Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,475 | $95,404-28.2% | $113,397-39.6% | $82,637-17.1% |
| Participation rate | 64.3% | 72.8%-8.5pp | 76.5%-12.2pp | 68.1%-3.8pp |
| Annual return | 13.25% | 19.08%-5.8pp | 23.20%-10.0pp | 53.51%-40.3pp |
| Employer contribution / active EE | $549 | $2,307-76.2% | $2,977-81.6% | $2,552-78.5% |
| Participant deferral / active EE | $3,222 | $4,220-23.6% | $5,076-36.5% | $4,126-21.9% |
| Admin fee / account holder | $6,814 | $9,168-25.7% | $11,957-43.0% | $7,339-7.1% |