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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,766 | $87,059-1.5% | $105,608-18.8% | $80,925+6.0% |
| Participation rate | 83.0% | 70.4%+12.6pp | 75.3%+7.7pp | 67.7%+15.4pp |
| Annual return | 13.12% | 17.05%-3.9pp | 116.50%-103.4pp | 35.65%-22.5pp |
| Employer contribution / active EE | $1,808 | $2,396-24.6% | $3,167-42.9% | $2,756-34.4% |
| Participant deferral / active EE | $4,625 | $3,986+16.0% | $5,010-7.7% | $4,299+7.6% |
| Admin fee / account holder | $8,095 | $8,443-4.1% | $11,028-26.6% | $6,940+16.6% |