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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,766 | $87,132-1.6% | $105,624-18.8% | $80,959+5.9% |
| Participation rate | 83.0% | 70.4%+12.6pp | 75.3%+7.7pp | 67.7%+15.4pp |
| Annual return | 13.12% | 17.03%-3.9pp | 116.20%-103.1pp | 35.67%-22.5pp |
| Employer contribution / active EE | $1,808 | $2,397-24.6% | $3,168-42.9% | $2,757-34.4% |
| Participant deferral / active EE | $4,625 | $3,985+16.0% | $5,013-7.7% | $4,300+7.5% |
| Admin fee / account holder | $8,095 | $8,449-4.2% | $10,961-26.2% | $6,925+16.9% |