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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,044,792 | $185,312+463.8% | $161,489+547.0% | $154,746+575.2% |
| Participation rate | 77.8% | 82.5%-4.7pp | 78.7%-0.9pp | 80.7%-2.9pp |
| Annual return | 13.80% | 103.84%-90.0pp | 89.72%-75.9pp | 172.34%-158.5pp |
| Employer contribution / active EE | $7,315 | $4,769+53.4% | $4,268+71.4% | $4,379+67.0% |
| Participant deferral / active EE | $7,611 | $6,350+19.9% | $5,630+35.2% | $6,730+13.1% |
| Admin fee / account holder | $4,481 | $18,654-76.0% | $16,006-72.0% | $14,365-68.8% |