Filings through Sep 24, 2026.

Retirement plan

Ub Family Medicine Inc 401(k) Profit Sharing Plan and Trust

Name: UB FAMILY MEDICINE INC - UB FAMILY MEDICINE INC 401(K) PROFIT SHARING PLAN AND TRUST (2024) Form 5500
Creator: UB FAMILY MEDICINE INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UB FAMILY MEDICINE INC 401(K) PROFIT SHARING PLAN AND TRUST, UB FAMILY MEDICINE INC

Ub Family Medicine IncEIN 16-1280696Plan #001PY 2024

77 GOODELL STREET, SUITE 240 - BUFFALO, NY 14203716-888-4838LinkedIn1-10 employees

Prospect flagsHigh feesCorrective distributionsFew collective trustsFund lineup: 19 funds, $21.9M

How to read this page

Total assets (EOY)

$22M

+12.7% from 2023

Total participants

186

+30.1% from 2023

Average account balance

$140,010

-0.9% from 2023

Annual return

15.10%

-5.24 pp from 2023

Benchmarks

See 6,026 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort6,026 peers

Snapshot2024

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Analytics

See the 10-year trajectory with Solo.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
AMERICANTCS FIDUCIARY SERVICES, LLC1 year Filed as: AMERICANTCS FID Service code 13 2525 HARRODSBURG RD # 210 · LEXINGTON, KY 40504	Contract Administrator	$38,328
JOHN HANCOCK LIFE INSURANCE COMPANY2 years Filed as: JOHN HANCOCK RETIREMENT PLAN SVCS Service code 15 · EIN 01-0233346	Recordkeeping	$30,819
TRG ADVISORS, INC.5 years Filed as: TRG ADVISORS INC Service code 13 8470 ENTERPRISE CIRCLE · LAKEWOOD RANCH, FL 34202	Contract Administrator	$28,526

Fund lineup

CSV with Pro

19 funds of $250K or more; 22 lines in all, holding $21.9M of the plan's $22.0M. From the 2024 filing. Recordkeeper: John Hancock (Manulife).

In collective trusts0%median 0% for plans of $5M to $50M (35,181 plans)

In index funds40%median 21% for plans of $5M to $50M (35,181 plans)

In the main target-date series20%median 36% for plans of $5M to $50M (35,181 plans)

Employer stockNo

Target-date series: Vanguard Target Retirement, mutual fund, 20% of fund dollars

Fund	Manager	Vehicle	Dollars	% of funds%
Vanguard Target Retirement Vanguard · Mutual fund Target-date, 11 vintages	Vanguard	Mutual fund	$4.5M	20.4%
T. Rowe Price Capital Appreciation Fund T. Rowe Price · Mutual fund	T. Rowe Price	Mutual fund	$4.0M	18.2%
AB Large CAP Growth Fund INC Class Z AllianceBernstein · Mutual fund	AllianceBernstein	Mutual fund	$2.8M	13.0%
Vanguard Windsor II Fund Admiral Shares Vanguard · Mutual fund	Vanguard	Mutual fund	$1.7M	7.9%
Vanguard 500 Index Fund Admiral Shares Vanguard · Mutual fund Index	Vanguard	Mutual fund	$1.3M	5.8%
Vanguard Small-Cap Index Fund Admiral Shares Vanguard · Mutual fund Index	Vanguard	Mutual fund	$1.2M	5.6%
JPMorgan Mid Cap Growth Fund Class R6 JPMorgan · Mutual fund	JPMorgan	Mutual fund	$1.1M	4.8%
Vanguard Mid-Cap Index Fund Admiral Shares Vanguard · Mutual fund Index	Vanguard	Mutual fund	$927K	4.2%
Vanguard Total World Stock Index Fund Admiral Shares Vanguard · Mutual fund Index	Vanguard	Mutual fund	$827K	3.8%
Large Cap International Portfolio - Institutional Class Dimensional · Mutual fund	Dimensional	Mutual fund	$606K	2.8%

See the other 12 lines in this lineup with Solo.

Covers 61,314 large plans that list their funds in their annual filing. Updated Nov 2, 2026. Shares describe these plans, not the whole market.

Plan features & details

Pension benefit codes2A2E2F2G2J2K2R2T3D3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$98K

$665 / participant

Investment mgmt$29K30.0%
Contract admin$68K70.0%

% of EOY assets

0.444%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: CHIAMPOU TRAVIS BESAW & KERSHNER
Auditor EIN: 161468002
Audit fees: (not subdivided)
Opinion code: Unqualified

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Provider

Service type

Compensation

AMERICANTCS FIDUCIARY SERVICES, LLC1 year

Filed as: AMERICANTCS FID

Service code 13

2525 HARRODSBURG RD # 210 · LEXINGTON, KY 40504

Contract Administrator

$38,328

JOHN HANCOCK LIFE INSURANCE COMPANY2 years

Filed as: JOHN HANCOCK RETIREMENT PLAN SVCS

Service code 15 · EIN 01-0233346

Recordkeeping

$30,819

TRG ADVISORS, INC.5 years

Filed as: TRG ADVISORS INC

Service code 13

8470 ENTERPRISE CIRCLE · LAKEWOOD RANCH, FL 34202

Contract Administrator

$28,526

Fund

Dollars

% of funds%

Vanguard Target Retirement

Vanguard · Mutual fund

Target-date, 11 vintages

$4.5M

20.4%

T. Rowe Price Capital Appreciation Fund

T. Rowe Price · Mutual fund

$4.0M

18.2%

AB Large CAP Growth Fund INC Class Z

AllianceBernstein · Mutual fund

$2.8M

13.0%

Vanguard Windsor II Fund Admiral Shares

Vanguard · Mutual fund

$1.7M

7.9%

Vanguard 500 Index Fund Admiral Shares

Vanguard · Mutual fund

Index

$1.3M

5.8%

Vanguard Small-Cap Index Fund Admiral Shares

Vanguard · Mutual fund

Index

$1.2M

5.6%

JPMorgan Mid Cap Growth Fund Class R6

JPMorgan · Mutual fund

$1.1M

4.8%

Vanguard Mid-Cap Index Fund Admiral Shares

Vanguard · Mutual fund

Index

$927K

4.2%

Vanguard Total World Stock Index Fund Admiral Shares

Vanguard · Mutual fund

Index

$827K

3.8%

Large Cap International Portfolio - Institutional Class

Dimensional · Mutual fund

$606K

2.8%

Ub Family Medicine Inc 401(k) Profit Sharing Plan and Trust

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Ub Family Medicine Inc 401(k) Profit Sharing Plan and Trust

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion