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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,030 | $97,648-9.9% | $121,663-27.6% | $87,485+0.6% |
| Participation rate | 97.4% | 70.5%+27.0pp | 74.5%+22.9pp | 68.9%+28.5pp |
| Annual return | 12.36% | 18.03%-5.7pp | 147.54%-135.2pp | 26.06%-13.7pp |
| Employer contribution / active EE | $2,422 | $2,300+5.3% | $3,020-19.8% | $2,596-6.7% |
| Participant deferral / active EE | $7,195 | $3,923+83.4% | $4,887+47.2% | $4,274+68.4% |
| Admin fee / account holder | $8,055 | $11,100-27.4% | $14,289-43.6% | $7,775+3.6% |