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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,082 | $172,111+13.9% | $150,298+30.5% | $137,256+42.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 17.92% | 69.37%-51.5pp | 62.79%-44.9pp | 220.34%-202.4pp |
| Employer contribution / active EE | $11,893 | $4,636+156.5% | $4,154+186.3% | $4,156+186.2% |
| Participant deferral / active EE | $9,192 | $6,166+49.1% | $5,453+68.6% | $6,407+43.5% |
| Admin fee / account holder | $2,490 | $16,471-84.9% | $14,116-82.4% | $12,270-79.7% |