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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,082 | $227,399-13.8% | $189,758+3.3% | $198,609-1.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 17.92% | 61.03%-43.1pp | 52.62%-34.7pp | 202.70%-184.8pp |
| Employer contribution / active EE | $11,893 | $5,526+115.2% | $4,767+149.5% | $5,055+135.3% |
| Participant deferral / active EE | $9,192 | $6,837+34.4% | $5,856+57.0% | $6,977+31.8% |
| Admin fee / account holder | $2,490 | $25,162-90.1% | $20,388-87.8% | $19,030-86.9% |