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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,213 | $69,118-93.9% | $53,647-92.1% | $138,895-97.0% |
| Participation rate | 81.8% | 64.0%+17.8pp | 56.3%+25.5pp | 79.9%+1.9pp |
| Annual return | 18.38% | 248.26%-229.9pp | 358.33%-340.0pp | 145.39%-127.0pp |
| Employer contribution / active EE | $0 | $1,189-100.0% | $962-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $1,502 | $2,274-33.9% | $1,813-17.2% | $6,396-76.5% |
| Admin fee / account holder | $527 | $2,724-80.6% | $2,460-78.6% | $12,562-95.8% |