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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,247 | $65,704-47.9% | $94,229-63.7% | $59,633-42.6% |
| Participation rate | 100.0% | 72.1%+27.9pp | 78.8%+21.2pp | 68.7%+31.3pp |
| Annual return | 1.14% | 5.22%-4.1pp | 10.68%-9.5pp | 2041.45%-2040.3pp |
| Employer contribution / active EE | $2,013 | $2,021-0.4% | $3,587-43.9% | $2,203-8.6% |
| Participant deferral / active EE | $1,607 | $3,143-48.9% | $4,320-62.8% | $3,192-49.7% |
| Admin fee / account holder | $1,903 | $4,265-55.4% | $6,269-69.7% | $4,297-55.7% |