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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,196 | $154,228-46.1% | $145,433-42.8% | $137,256-39.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.75% | 74.59%-60.8pp | 66.58%-52.8pp | 220.34%-206.6pp |
| Employer contribution / active EE | $2,207 | $4,804-54.1% | $4,554-51.5% | $4,156-46.9% |
| Participant deferral / active EE | $7,620 | $8,216-7.3% | $7,897-3.5% | $6,407+18.9% |
| Admin fee / account holder | $2,292 | $14,344-84.0% | $13,129-82.5% | $12,270-81.3% |