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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 16-1577177 | Advisory (Plan) | $19,005 |
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $1,300 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,215 | $79,209+104.8% | $102,434+58.4% | $74,459+117.9% |
| Participation rate | 60.4% | 74.8%-14.3pp | 76.5%-16.1pp | 67.2%-6.8pp |
| Annual return | 11.72% | 54.98%-43.3pp | 29.46%-17.7pp | 1369.70%-1358.0pp |
| Employer contribution / active EE | $1,673 | $2,362-29.2% | $3,023-44.6% | $2,626-36.3% |
| Participant deferral / active EE | $3,217 | $4,417-27.2% | $5,055-36.4% | $4,350-26.1% |
| Admin fee / account holder | $10 | $2,002-99.5% | $9,462-99.9% | $1,945-99.5% |