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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,713 | $82,028+130.1% | $123,105+53.3% | $59,633+216.5% |
| Participation rate | 89.4% | 83.2%+6.2pp | 86.8%+2.6pp | 68.7%+20.7pp |
| Annual return | -14.68% | 5.12%-19.8pp | 13.22%-27.9pp | 2041.45%-2056.1pp |
| Employer contribution / active EE | $6,006 | $3,297+82.2% | $5,151+16.6% | $2,203+172.7% |
| Participant deferral / active EE | $6,916 | $4,667+48.2% | $6,229+11.0% | $3,192+116.7% |
| Admin fee / account holder | $394 | $5,879-93.3% | $9,014-95.6% | $4,297-90.8% |