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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,712 | $29,319-49.8% | $52,425-71.9% | $82,448-82.2% |
| Participation rate | 90.6% | 46.9%+43.8pp | 55.6%+35.0pp | 68.1%+22.6pp |
| Annual return | 19.24% | 535.20%-516.0pp | 302.12%-282.9pp | 41.64%-22.4pp |
| Employer contribution / active EE | $990 | $586+68.8% | $914+8.3% | $2,551-61.2% |
| Participant deferral / active EE | $2,403 | $1,171+105.1% | $1,790+34.2% | $4,139-41.9% |
| Admin fee / account holder | $304 | $1,962-84.5% | $2,495-87.8% | $7,234-95.8% |