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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,756 | $29,733-60.5% | $56,025-79.0% | $80,959-85.5% |
| Participation rate | 93.3% | 41.7%+51.6pp | 52.5%+40.8pp | 67.7%+25.7pp |
| Annual return | 13.97% | 35.28%-21.3pp | 1712.69%-1698.7pp | 35.67%-21.7pp |
| Employer contribution / active EE | $998 | $672+48.6% | $1,042-4.2% | $2,757-63.8% |
| Participant deferral / active EE | $2,234 | $1,229+81.7% | $1,955+14.3% | $4,300-48.0% |
| Admin fee / account holder | $327 | $2,434-86.6% | $2,828-88.4% | $6,925-95.3% |