Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,087 | $81,487-70.4% | $102,412-76.5% | $80,935-70.2% |
| Participation rate | 36.3% | 66.8%-30.6pp | 74.5%-38.2pp | 67.7%-31.4pp |
| Annual return | 4.53% | 25.60%-21.1pp | 24.94%-20.4pp | 35.66%-31.1pp |
| Employer contribution / active EE | $677 | $3,103-78.2% | $3,870-82.5% | $2,757-75.5% |
| Participant deferral / active EE | $2,492 | $3,871-35.6% | $5,060-50.8% | $4,299-42.0% |
| Admin fee / account holder | $13,341 | $6,717+98.6% | $8,388+59.1% | $6,924+92.7% |