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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,115 | $185,312-50.8% | $161,489-43.6% | $154,746-41.1% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.7%+7.0pp | 80.7%+5.0pp |
| Annual return | 6.78% | 103.84%-97.1pp | 89.72%-82.9pp | 172.34%-165.6pp |
| Employer contribution / active EE | $1,521 | $4,769-68.1% | $4,268-64.4% | $4,379-65.3% |
| Participant deferral / active EE | $6,456 | $6,350+1.7% | $5,630+14.7% | $6,730-4.1% |
| Admin fee / account holder | $50,697 | $18,654+171.8% | $16,006+216.7% | $14,365+252.9% |