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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,372 | $52,353-19.1% | $120,225-64.8% | $82,448-48.6% |
| Participation rate | 87.5% | 58.3%+29.2pp | 69.6%+17.9pp | 68.1%+19.4pp |
| Annual return | 13.00% | 61.85%-48.8pp | 439.23%-426.2pp | 41.64%-28.6pp |
| Employer contribution / active EE | $3,051 | $1,510+102.1% | $3,475-12.2% | $2,551+19.6% |
| Participant deferral / active EE | $2,908 | $2,627+10.7% | $3,999-27.3% | $4,139-29.7% |
| Admin fee / account holder | $2,142 | $4,363-50.9% | $5,696-62.4% | $7,234-70.4% |