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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,458 | $102,595-64.5% | $94,057-61.2% | $154,746-76.4% |
| Participation rate | 95.8% | 76.0%+19.8pp | 73.3%+22.5pp | 80.7%+15.1pp |
| Annual return | 10.77% | 583.42%-572.7pp | 480.62%-469.9pp | 172.34%-161.6pp |
| Employer contribution / active EE | $3,080 | $3,147-2.1% | $2,933+5.0% | $4,379-29.7% |
| Participant deferral / active EE | $1,124 | $5,118-78.0% | $4,709-76.1% | $6,730-83.3% |
| Admin fee / account holder | $1,253 | $7,736-83.8% | $7,244-82.7% | $14,365-91.3% |