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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,024 | $89,259-7.0% | $107,187-22.5% | $82,637+0.5% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 1.85% | 21.02%-19.2pp | 204.55%-202.7pp | 53.51%-51.7pp |
| Employer contribution / active EE | $8,518 | $3,080+176.5% | $3,782+125.2% | $2,552+233.7% |
| Participant deferral / active EE | $4,534 | $4,037+12.3% | $5,096-11.0% | $4,126+9.9% |
| Admin fee / account holder | $32,976 | $7,381+346.8% | $9,162+259.9% | $7,339+349.3% |