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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,024 | $96,731-14.2% | $123,973-33.0% | $86,983-4.6% |
| Participation rate | 100.0% | 70.0%+30.0pp | 76.7%+23.3pp | 69.5%+30.5pp |
| Annual return | 1.85% | 17.33%-15.5pp | 388.13%-386.3pp | 25.83%-24.0pp |
| Employer contribution / active EE | $8,518 | $3,297+158.3% | $4,126+106.5% | $2,584+229.6% |
| Participant deferral / active EE | $4,534 | $4,152+9.2% | $5,247-13.6% | $4,194+8.1% |
| Admin fee / account holder | $32,976 | $8,722+278.1% | $11,799+179.5% | $7,856+319.8% |