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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,611 | $104,098-33.1% | $140,514-50.5% | $94,015-26.0% |
| Participation rate | 58.8% | 73.7%-14.9pp | 77.8%-19.0pp | 70.8%-12.0pp |
| Annual return | 11.83% | 15.14%-3.3pp | 14.36%-2.5pp | 17.84%-6.0pp |
| Employer contribution / active EE | $0 | $2,388-100.0% | $3,378-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $2,037 | $4,033-49.5% | $4,919-58.6% | $4,249-52.1% |
| Admin fee / account holder | $35,817 | $10,439+243.1% | $13,697+161.5% | $8,951+300.1% |