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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,974 | $29,667+65.1% | $56,441-13.2% | $80,874-39.4% |
| Participation rate | 100.0% | 41.7%+58.3pp | 52.5%+47.5pp | 67.6%+32.4pp |
| Annual return | 14.36% | 35.22%-20.9pp | 1704.21%-1689.9pp | 35.62%-21.3pp |
| Employer contribution / active EE | $593 | $669-11.3% | $1,039-42.9% | $2,756-78.5% |
| Participant deferral / active EE | $1,448 | $1,227+18.1% | $1,953-25.8% | $4,297-66.3% |
| Admin fee / account holder | $838 | $2,429-65.5% | $2,829-70.4% | $6,935-87.9% |