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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,974 | $29,733+64.7% | $56,025-12.6% | $80,959-39.5% |
| Participation rate | 100.0% | 41.7%+58.3pp | 52.5%+47.5pp | 67.7%+32.3pp |
| Annual return | 14.36% | 35.28%-20.9pp | 1712.69%-1698.3pp | 35.67%-21.3pp |
| Employer contribution / active EE | $593 | $672-11.7% | $1,042-43.0% | $2,757-78.5% |
| Participant deferral / active EE | $1,448 | $1,229+17.8% | $1,955-25.9% | $4,300-66.3% |
| Admin fee / account holder | $838 | $2,434-65.6% | $2,828-70.4% | $6,925-87.9% |