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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,549 | $136,860+27.5% | $120,344+45.0% | $154,746+12.8% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 6.47% | 21.38%-14.9pp | 20.30%-13.8pp | 172.34%-165.9pp |
| Employer contribution / active EE | $3,063 | $3,533-13.3% | $3,020+1.4% | $4,379-30.1% |
| Participant deferral / active EE | $5,281 | $5,793-8.8% | $5,135+2.8% | $6,730-21.5% |
| Admin fee / account holder | $983 | $15,393-93.6% | $12,742-92.3% | $14,365-93.2% |