See peer percentile detail with Solo.
Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
See the 10-year trajectory with Solo.
Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA8 years Filed as: NBT BANK NA Service code 21 · EIN 16-1268674 | Bank Trustee | $4,035 |
CHARLES SCHWAB & CO., INC.10+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,851 | $54,517+191.4% | $75,972+109.1% | $74,495+113.2% |
| Participation rate | 81.1% | 60.3%+20.8pp | 69.1%+12.0pp | 67.2%+13.9pp |
| Annual return | 15.06% | 31.82%-16.8pp | 359.55%-344.5pp | 1364.94%-1349.9pp |
| Employer contribution / active EE | $2,382 | $1,777+34.1% | $2,685-11.3% | $2,623-9.2% |
| Participant deferral / active EE | $4,038 | $3,066+31.7% | $4,255-5.1% | $4,346-7.1% |
| Admin fee / account holder | $28 | $2,229-98.8% | $6,467-99.6% | $1,942-98.6% |