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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,859 | $81,446+97.5% | $103,374+55.6% | $80,874+98.9% |
| Participation rate | 90.5% | 66.9%+23.6pp | 74.5%+16.0pp | 67.6%+22.8pp |
| Annual return | 15.34% | 25.57%-10.2pp | 24.89%-9.5pp | 35.62%-20.3pp |
| Employer contribution / active EE | $789 | $3,107-74.6% | $3,869-79.6% | $2,756-71.4% |
| Participant deferral / active EE | $7,148 | $3,870+84.7% | $5,058+41.3% | $4,297+66.4% |
| Admin fee / account holder | $3,001 | $6,715-55.3% | $8,394-64.2% | $6,935-56.7% |