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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,738 | $166,242+0.3% | $165,071+1.0% | $145,884+14.3% |
| Participation rate | 95.8% | 82.0%+13.8pp | 78.6%+17.2pp | 80.3%+15.5pp |
| Annual return | 13.50% | 100.44%-86.9pp | 70.17%-56.7pp | 551.85%-538.3pp |
| Employer contribution / active EE | $12,136 | $5,283+129.7% | $4,347+179.2% | $4,662+160.3% |
| Participant deferral / active EE | $8,029 | $6,964+15.3% | $6,035+33.0% | $6,690+20.0% |
| Admin fee / account holder | $3,595 | $16,658-78.4% | $12,695-71.7% | $13,392-73.2% |