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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,738 | $166,089+0.4% | $164,928+1.1% | $145,978+14.2% |
| Participation rate | 95.8% | 82.0%+13.8pp | 78.6%+17.2pp | 80.3%+15.5pp |
| Annual return | 13.50% | 100.26%-86.8pp | 70.08%-56.6pp | 550.52%-537.0pp |
| Employer contribution / active EE | $12,136 | $5,276+130.0% | $4,343+179.4% | $4,662+160.3% |
| Participant deferral / active EE | $8,029 | $6,961+15.3% | $6,034+33.1% | $6,690+20.0% |
| Admin fee / account holder | $3,595 | $16,641-78.4% | $12,684-71.7% | $13,400-73.2% |