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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,141 | $94,031-52.0% | $115,768-61.0% | $82,448-45.2% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 9.44% | 20.61%-11.2pp | 100.46%-91.0pp | 41.64%-32.2pp |
| Employer contribution / active EE | $1,842 | $2,323-20.7% | $2,940-37.3% | $2,551-27.8% |
| Participant deferral / active EE | $2,442 | $3,972-38.5% | $4,917-50.3% | $4,139-41.0% |
| Admin fee / account holder | $30,696 | $10,249+199.5% | $12,439+146.8% | $7,234+324.3% |