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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,700 | $93,345+199.6% | $119,126+134.8% | $87,485+219.7% |
| Participation rate | 71.1% | 68.7%+2.3pp | 75.8%-4.7pp | 68.9%+2.1pp |
| Annual return | 15.53% | 19.08%-3.6pp | 282.11%-266.6pp | 26.06%-10.5pp |
| Employer contribution / active EE | $9,040 | $3,172+185.0% | $4,034+124.1% | $2,596+248.2% |
| Participant deferral / active EE | $10,912 | $4,099+166.2% | $5,318+105.2% | $4,274+155.3% |
| Admin fee / account holder | $12,848 | $8,039+59.8% | $10,693+20.1% | $7,775+65.2% |