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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,986 | $117,829+141.9% | $102,423+178.2% | $145,877+95.4% |
| Participation rate | 91.3% | 78.6%+12.7pp | 76.5%+14.8pp | 80.3%+11.0pp |
| Annual return | 7.95% | 31.83%-23.9pp | 29.42%-21.5pp | 551.28%-543.3pp |
| Employer contribution / active EE | $1,429 | $3,615-60.5% | $3,023-52.7% | $4,663-69.4% |
| Participant deferral / active EE | $4,739 | $5,732-17.3% | $5,054-6.2% | $6,691-29.2% |
| Admin fee / account holder | $137,278 | $13,335+929.4% | $9,455+1352.0% | $13,402+924.3% |