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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,904 | $110,137-2.9% | $161,149-33.7% | $82,637+29.4% |
| Participation rate | 87.5% | 72.4%+15.1pp | 78.8%+8.7pp | 68.1%+19.4pp |
| Annual return | 30.58% | 20.69%+9.9pp | 21.16%+9.4pp | 53.51%-22.9pp |
| Employer contribution / active EE | $1,412 | $2,856-50.6% | $4,360-67.6% | $2,552-44.7% |
| Participant deferral / active EE | $3,314 | $4,575-27.6% | $6,153-46.1% | $4,126-19.7% |
| Admin fee / account holder | $903 | $9,467-90.5% | $15,194-94.1% | $7,339-87.7% |