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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,014 | $127,387+116.7% | $115,038+139.9% | $125,389+120.1% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -0.11% | 31.28%-31.4pp | 26.14%-26.2pp | 282.24%-282.3pp |
| Employer contribution / active EE | $5,442 | $5,166+5.3% | $4,608+18.1% | $4,866+11.8% |
| Participant deferral / active EE | $7,501 | $6,423+16.8% | $6,026+24.5% | $5,352+40.2% |
| Admin fee / account holder | $4,580 | $9,516-51.9% | $8,175-44.0% | $9,541-52.0% |