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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $508,254 | $100,970+403.4% | $96,576+426.3% | $137,256+270.3% |
| Participation rate | 80.0% | 82.6%-2.6pp | 81.4%-1.4pp | 80.0%0pp |
| Annual return | 18.64% | 38.16%-19.5pp | 38.47%-19.8pp | 220.34%-201.7pp |
| Employer contribution / active EE | $1,165 | $3,809-69.4% | $3,553-67.2% | $4,156-72.0% |
| Participant deferral / active EE | $1,584 | $8,286-80.9% | $7,956-80.1% | $6,407-75.3% |
| Admin fee / account holder | $2,439 | $11,312-78.4% | $11,381-78.6% | $12,270-80.1% |