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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,829 | $108,942+290.9% | $100,415+324.1% | $145,897+191.9% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 18.00% | 58.27%-40.3pp | 49.47%-31.5pp | 552.29%-534.3pp |
| Employer contribution / active EE | $3,023 | $4,422-31.6% | $3,943-23.3% | $4,663-35.2% |
| Participant deferral / active EE | $1,650 | $8,461-80.5% | $8,091-79.6% | $6,689-75.3% |
| Admin fee / account holder | $1,875 | $9,702-80.7% | $7,906-76.3% | $13,390-86.0% |