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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,153 | $183,516-13.3% | $155,534+2.3% | $145,884+9.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.17% | 61.43%-48.3pp | 64.92%-51.7pp | 551.85%-538.7pp |
| Employer contribution / active EE | $2,575 | $5,315-51.5% | $4,675-44.9% | $4,662-44.8% |
| Participant deferral / active EE | $10,500 | $6,467+62.4% | $5,630+86.5% | $6,690+57.0% |
| Admin fee / account holder | $1,441 | $19,293-92.5% | $15,900-90.9% | $13,392-89.2% |