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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,153 | $183,592-13.3% | $155,567+2.3% | $145,959+9.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.17% | 61.24%-48.1pp | 64.74%-51.6pp | 561.95%-548.8pp |
| Employer contribution / active EE | $2,575 | $5,315-51.5% | $4,674-44.9% | $4,661-44.7% |
| Participant deferral / active EE | $10,500 | $6,464+62.4% | $5,628+86.6% | $6,689+57.0% |
| Admin fee / account holder | $1,441 | $19,318-92.5% | $15,916-90.9% | $13,398-89.2% |