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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,599 | $84,684-46.2% | $73,835-38.2% | $125,388-63.6% |
| Participation rate | 47.1% | 76.8%-29.7pp | 73.4%-26.4pp | 83.2%-36.1pp |
| Annual return | -3.09% | 3123.93%-3127.0pp | 2268.13%-2271.2pp | 282.24%-285.3pp |
| Employer contribution / active EE | $527 | $3,123-83.1% | $2,788-81.1% | $4,866-89.2% |
| Participant deferral / active EE | $5,046 | $3,993+26.4% | $3,583+40.8% | $5,352-5.7% |
| Admin fee / account holder | $0 | $5,691-100.0% | $4,880-100.0% | $9,541-100.0% |