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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,051 | $166,242+109.4% | $165,071+110.8% | $145,884+138.6% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.6%+8.9pp | 80.3%+7.2pp |
| Annual return | 21.87% | 100.44%-78.6pp | 70.17%-48.3pp | 551.85%-530.0pp |
| Employer contribution / active EE | $2,340 | $5,283-55.7% | $4,347-46.2% | $4,662-49.8% |
| Participant deferral / active EE | $11,021 | $6,964+58.3% | $6,035+82.6% | $6,690+64.8% |
| Admin fee / account holder | $533 | $16,658-96.8% | $12,695-95.8% | $13,392-96.0% |