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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,278 | $117,846-39.5% | $102,434-30.4% | $145,884-51.1% |
| Participation rate | 68.4% | 78.6%-10.2pp | 76.5%-8.1pp | 80.3%-11.9pp |
| Annual return | 23.04% | 31.90%-8.9pp | 29.46%-6.4pp | 551.85%-528.8pp |
| Employer contribution / active EE | $1,719 | $3,615-52.4% | $3,023-43.1% | $4,662-63.1% |
| Participant deferral / active EE | $5,713 | $5,733-0.4% | $5,055+13.0% | $6,690-14.6% |
| Admin fee / account holder | $539 | $13,356-96.0% | $9,462-94.3% | $13,392-96.0% |