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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,137 | $159,934+0.8% | $147,005+9.6% | $145,959+10.4% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 9.95% | 98.24%-88.3pp | 418.76%-408.8pp | 561.95%-552.0pp |
| Employer contribution / active EE | $2,324 | $5,287-56.1% | $4,934-52.9% | $4,661-50.1% |
| Participant deferral / active EE | $9,030 | $8,427+7.2% | $8,070+11.9% | $6,689+35.0% |
| Admin fee / account holder | $11,771 | $15,053-21.8% | $13,006-9.5% | $13,398-12.1% |