Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,706 | $77,962-78.6% | $178,540-90.6% | $80,935-79.4% |
| Participation rate | 19.4% | 65.7%-46.2pp | 77.1%-57.7pp | 67.7%-48.2pp |
| Annual return | 12.96% | 18.10%-5.1pp | 27.15%-14.2pp | 35.66%-22.7pp |
| Employer contribution / active EE | $0 | $2,280-100.0% | $3,953-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,420 | $4,404-67.8% | $6,281-77.4% | $4,299-67.0% |
| Admin fee / account holder | $3,938 | $7,156-45.0% | $10,424-62.2% | $6,924-43.1% |