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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,497 | $102,429-85.8% | $147,096-90.1% | $80,925-82.1% |
| Participation rate | 89.7% | 75.9%+13.8pp | 82.2%+7.5pp | 67.7%+22.0pp |
| Annual return | 13.94% | 135.02%-121.1pp | 419.75%-405.8pp | 35.65%-21.7pp |
| Employer contribution / active EE | $938 | $3,716-74.7% | $4,936-81.0% | $2,756-66.0% |
| Participant deferral / active EE | $5,969 | $6,649-10.2% | $8,071-26.0% | $4,299+38.9% |
| Admin fee / account holder | $2,955 | $7,957-62.9% | $13,005-77.3% | $6,940-57.4% |