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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 59-1237041 | Advisory (Plan) | $36,599 |
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $27,885 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,365 | $101,653-4.2% | $147,080-33.8% | $74,459+30.8% |
| Participation rate | 99.1% | 75.6%+23.6pp | 82.2%+17.0pp | 67.2%+31.9pp |
| Annual return | 11.82% | 8754.98%-8743.2pp | 420.17%-408.3pp | 1369.70%-1357.9pp |
| Employer contribution / active EE | $5,866 | $3,813+53.8% | $4,933+18.9% | $2,626+123.4% |
| Participant deferral / active EE | $7,559 | $7,304+3.5% | $8,066-6.3% | $4,350+73.8% |
| Admin fee / account holder | $454 | $1,752-74.1% | $12,989-96.5% | $1,945-76.6% |