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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,631 | $93,345+177.1% | $119,126+117.1% | $87,485+195.6% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 22.83% | 19.08%+3.8pp | 282.11%-259.3pp | 26.06%-3.2pp |
| Employer contribution / active EE | $9,188 | $3,172+189.7% | $4,034+127.8% | $2,596+253.9% |
| Participant deferral / active EE | $1,021 | $4,099-75.1% | $5,318-80.8% | $4,274-76.1% |
| Admin fee / account holder | $1,708 | $8,039-78.8% | $10,693-84.0% | $7,775-78.0% |