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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,815 | $86,919+3.3% | $102,457-12.3% | $80,911+11.0% |
| Participation rate | 60.7% | 72.4%-11.7pp | 76.5%-15.8pp | 67.6%-6.9pp |
| Annual return | 14.93% | 18.90%-4.0pp | 29.41%-14.5pp | 35.63%-20.7pp |
| Employer contribution / active EE | $2,762 | $2,368+16.6% | $3,022-8.6% | $2,756+0.2% |
| Participant deferral / active EE | $7,406 | $4,119+79.8% | $5,054+46.5% | $4,297+72.3% |
| Admin fee / account holder | $3,963 | $8,049-50.8% | $9,451-58.1% | $6,935-42.8% |