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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,456 | $102,385-26.3% | $147,080-48.7% | $80,935-6.8% |
| Participation rate | 92.9% | 75.9%+17.0pp | 82.2%+10.7pp | 67.7%+25.2pp |
| Annual return | 22.20% | 135.09%-112.9pp | 420.17%-398.0pp | 35.66%-13.5pp |
| Employer contribution / active EE | $3,073 | $3,717-17.3% | $4,933-37.7% | $2,757+11.5% |
| Participant deferral / active EE | $7,383 | $6,651+11.0% | $8,066-8.5% | $4,299+71.7% |
| Admin fee / account holder | $9,383 | $7,951+18.0% | $12,989-27.8% | $6,924+35.5% |